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BOP - is a Business Owners Package policy for small to mid-sized businesses. Commercial Package policy is normally preferred for larger businesses.
A standard policy will provide basic coverage for the personal contents in the building and the building itself.
A specialized policy will provide more coverages.
Coverages not available under a BOP Policy include, vehicles, your employees, and professional services (professional liability coverage), these coverages can be provided under a separate Professional Liability Policy.